How Existing Loan EMIs Affect Your Personal Loan Eligibility in India
Struggling to get a personal loan approved despite having a steady income? Your existing EMIs might be the hidden reason why. Most people overlook one critical factor when applying for a personal loan — the Debt-to-Income (DTI) ratio. In this blog by Shivafinz, we’ll explain what DTI is, why it matters to banks and NBFCs, […]
Why Is Your Loan Application Getting Rejected? Here’s How to Fix It
Are you facing loan rejections even though you have a stable income? You’re not alone. Many people find themselves confused when their loan applications are turned down without a clear explanation. At Shivafinz, we believe in empowering you with the right financial knowledge. Here are the three most critical parameters that banks and NBFCs consider […]