Want to Manage Your Money Smartly?You Only Need 2 Bank Accounts
. If you’re a salaried professional, stop complicating your finances.Keep it simple, disciplined, and effective 👇 🏦 Account 1: Salary Account ✔ Your salary gets credited here✔ Use this account only for fixed commitments & investments✔ This is your control center, not your spending account 💰 Account 2: Savings + Auto-Sweep Account ✔ Transfer 20% […]
Did you know this about Education Loans?
As per recent High Court directions,👉 If a student or parent has a low CIBIL score,👉 Banks cannot reject an education loan application solely on this basis,👉 And parents cannot be forced to become guarantors in every case. This is a big relief for students planning their higher education. 📩 Want to understand how this […]
Get Home Loan Approval for B/ E-Khata
B-Khata Property Loan | Get the Right Funding Support Description:If you own a B-Khata property or are planning to buy one, loan rejections from banks are common. At Shivafinz, we help you explore home loan options for B-Khata properties, subject to eligibility. 🔹 Interest rates from 9% onwards🔹 CIBIL score above 720 required🔹 Funding through […]
No ITR? Still need a business loan?
Yes, it’s possible.At Shivafinz, you can get a business loan without ITR — ✅ All you need is a healthy bank statement❌ No bounces allowed📊 CIBIL score 720+ mandatory 💰 Loan amount available up to ₹1 CRORE🏦 Funding from top Banks & NBFCs If your cash flow is strong, we make funding happen. 📲 Get […]
Parents, stop scrolling. Let your child join their DREAM university — India or Abroad.
🎤 Reel Script:Education should never be limited by money. Now parents can get✅ Education loan up to ₹1.5 CRORE✅ For India & Abroad universities✅ From top banks & NBFCs✅ Approval within 5 working days✅ Interest rates starting from 9% to 14%✅ Eligible with CIBIL score 720+ Your child focuses on studies.We take care of the […]
STOP taking payday loans — starting TODAY.
In India, nearly 80% of borrowers are struggling to repay payday loans due to interest rates ranging from 10% to 45% 📉What begins as quick money often ends in:❌ Debt traps❌ Financial stress❌ CIBIL score damage📞 Contact Shivafinz Today📲 Phone: +91 97394 68041🌐 Website: www.shivafinz.com📸 Instagram: https://www.instagram.com/shivafinz/💼 LinkedIn: https://in.linkedin.com/company/shivafinz▶️ YouTube: https://www.youtube.com/@Shivafinz #debttrap #cibilscore #financialawareness #subscribe […]
Throw your PAN card away because it will get deactivated soon!
As per the Indian Government, if your PAN card is not linked with Aadhaar before the New Year, it may get deactivated. If that happens 👇❌ You cannot open a savings account❌ You cannot buy insurance❌ You cannot make any sort of investment (SIP, mutual funds, etc.)❌ You cannot open a Demat account❌ You cannot […]
EPF Withdrawal Rules Updated – Important Update!
Full PF Withdrawal Wait Period➡ Now 12 months after job loss(Previously: 2 months) 🔹 Minimum Service Requirement➡ At least 12 months of employment required(Earlier: 5–7 years in some cases) 🔹 Partial Withdrawals Simplified✔ Fewer categories✔ Faster & smoother process 🔹 Why This Change?👉 To encourage long-term savings and reduce frequent withdrawals before retirement. ⚠️ Stay […]
Food Business Owners Don’t Miss This!
If you are running a food processing or food-related business, this Government of India scheme can be a game-changer for you 👇 🍴 PMFME – Pradhan Mantri Formalization of Micro Food Processing Enterprise Scheme ✅ Credit Linked Subsidy up to 35%✅ Loan amount: ₹1 Crore+✅ CIBIL score required: 720+✅ Loan processing starts in just 15 […]
Mortgage Loan Against Rental Income
Are you earning Rental Property Income?Then getting a loan may be easier than you think. With rental income, Banks and NBFC’s consider your profile stronger.📌 Required documents:✔️ Bank statement showing rental credits✔️ ITR✔️ CIBIL score above 720 For the right guidance and smooth loan approvals,📞 Connect with the Shivafinz team today. #loaneligibility #shivafinz #cibil720 #smartfinance […]