8 Tax-Free Incomes in India (As per Income Tax Act)
✅ 8 Tax-Free Incomes in India (As per Income Tax Act) 🟢 Agricultural Income earned from genuine farming activities carried out on agricultural land located in India is fully exempt from tax. 🟢 Gifts & Inheritances received from relatives, on the occasion of marriage, or through inheritance are tax-free. Gifts from non-relatives are exempt up […]
“Is CIBIL repair really possible
After our recent Shivafinz review video, we received several enquiries from Bengaluru, with a common concern — low CIBIL score. Many borrowers ask whether CIBIL repair is possible. At Shivafinz, we follow a structured and professional CIBIL repair process, starting with a deep analysis of written-off accounts, settled loans, DPD issues, and incorrect entries, aiming […]
Now you can start real estate investment with just ₹300
Now you can start real estate investment with just ₹300 and earn rental income too. In Budget 2026, one important opportunity was missed by many — the government’s growing focus on REITs (Real Estate Investment Trusts). What is a REIT?Let me explain in one minute. Imagine a commercial building worth ₹100 crore.Most people cannot invest […]
Big Opportunity For Women Entrepreneurs
The She Mart Mission is empowering women to start and scale their businesses by providing financial support, land allocation, training & skill development, and marketing ecosystem assistance. All you need is a strong business idea—the right support helps you execute it successfully. At Shivafinz, we support women entrepreneurs with end-to-end financial solutions, including:🟢 CIBIL Repair […]
📢 Union Budget 2026 Highlights | Shivafinz
📢 Union Budget 2026 Highlights | Shivafinz Hi, I’m the AI News Reporter of Shivafinz.Here are the key highlights of the Union Budget 2026, presented by Finance Minister Nirmala Sitharaman, with a strong focus on tax relief, infrastructure growth, manufacturing strength, and farmer welfare. ✔️ Income up to ₹12 lakh remains tax-free, with the continuation […]
❗ Business Loan Reality Check
If your business is over one year old, earns ₹1 lakh+ per month, and has a 750+ CIBIL score but no GST or ITR, bank loan rejection is common.Understand the reality of business loan eligibility and explore smarter funding options in this guide.Many businesses with strong income and excellent CIBIL scores still face business loan […]
“Mother of All Deals.” 🇮🇳🤝🇪🇺
India and the European Union have signed what many are calling the “Mother of All Deals.” 🇮🇳🤝🇪🇺 This historic Free Trade Agreement brings together two major economic powers, covering nearly 25% of global GDP and close to 2 billion consumers. From boosting exports and MSMEs to strengthening supply chains and opening new global markets, this […]
❝ Why Home Loans Get Rejected in India: Property & Eligibility Mistakes You Must Fix
Home Loan Rejected? It’s Not the Bank—Here’s the Real Reason 3 Non-Negotiables You Must Check Before Applying for a Home Loan A-Khata vs B-Khata: How Property Type Impacts Home Loan Approval How Proper Loan Profiling Can Prevent Home Loan Rejection 📞 Contact Shivafinz Today📲 Phone: +91 97394 68041🌐 Website: www.shivafinz.com📸 Instagram: https://www.instagram.com/shivafinz/💼 LinkedIn: https://www.linkedin.com/company/shivafinz▶️ YouTube: […]
3 Smart Home Loan Tricks That Can Save You Lakhs ₹
🔑 3 Smart Home Loan Tricks That Can Save You Lakhs ₹ (Banks will never tell you this) 🏠 ₹50 Lakh Home Loan | 25 Years | ₹40,000 EMI 📊 First-Year Reality Check:₹4.8 Lakh paid →👉 ₹60,000 goes to principal👉 ₹4.2 Lakh goes to interest ⚠️ Almost 88% goes as interest! 💡 Here’s how to […]
Loans Are Easy, Repayment Is Hard! India’s NPA Crisis Explained
Taking a loan is easy in India…But repaying it can become overwhelming. 📊 Personal loan NPAs have jumped from₹7.42 lakh crore (2023) ➝ ₹11.21 lakh crore (2025) That’s why responsible borrowing matters. If you’re feeling stuck, stressed, or confused about loans or finances — you’re not alone.📩 DM Shivafinz for the right guidance.📞 Contact Shivafinz […]